Lot Loans

Fidelity Bank Residential Lot Loans

Lot Loans with Competitive Rates and Flexible Options

At Fidelity Bank, a trusted community bank in Louisiana, we offer Residential Lot Loans designed to help you purchase the perfect piece of land for your future home. With competitive rates and flexible terms, our Lot Loans provide you with the financial tools you need to secure the land that fits your vision.

Key Features

  • Competitive Rates
  • Flexible Repayment
  • Local Processing
  • Quick Decisions
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Residential Lot Loan Details

Fidelity Bank’s Lot Loans offer competitive financing options for purchasing land or a lot in Louisiana, Mississippi, and Florida. Purchase, Refinance/Renewal, or Cash-out lot loan program options are available.

  • Loan Amounts: Finance your land purchase with loans with a wide range of loan amounts.
  • Up to 75% LTV: Secure up to 75% Loan-to-Value (LTV) financing based on your credit score and the value of the land.1
  • Competitive Rates: Take advantage of our competitive rates tailored to fit your financial situation and land purchase goals.
  • Flexible Repayment Options: Enjoy flexible repayment terms that align with your budget and plans for future development.
  • Permanent Financing Options: Easily roll your unpaid balance into permanent mortgage financing when you’re ready to build.
  • No Prepayment Penalties: Pay off your loan early without any additional fees.
  • Quick Decisions: Our streamlined process allows you to secure the land you want without unnecessary delays.
  • Local Processing: Benefit from quick, local decision-making, ensuring a smooth and efficient loan process.
  • Attentive Service: Our experienced team is with you every step of the way, from application to closing.

All loan programs and terms are subject to change without notice. All financing is subject to credit approval. 
1Loan-to-value is calculated based on the subject property’s fair market value. Consult your tax advisor regarding the deductibility of interest.

Get Started with Your Local Lender

When it comes to financing your lot, working with a local lender makes all the difference. NOLA Lending Group, a division of Fidelity Bank, offers local decisions, local processing, and local expertise with offices across Louisiana, Mississippi, and Florida. By choosing a community-focused lender, you'll benefit from personalized service, quick decision-making, and an understanding of the local market. Start building your future today with NOLA Lending Group—your trusted local partner for lot financing.

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Information stated above is subject to change without notice. All applications are subject to underwriting guidelines and approval. This does not constitute an offer to lend or offer an extension of credit. All loans are subject to credit approval. Not all applicants will qualify for all products offered. All loan programs, terms, and interest rates are subject to change without notice and may only be available in select markets. Information obtained from a third party is subject to change without notice. All figures should be verified.