Business Line of Credit Details 

Whether you’re navigating seasonal fluctuations, stocking up on inventory, or seizing trade discounts, our business lines of credit provide the financial flexibility you need to keep your operations running smoothly. At Fidelity Bank, we offer flexible and competitive business lines of credit tailored to meet the unique needs of Louisiana business owners. 

• Competitive rates for a wide range of long-term or seasonal business needs¹
• Provides greater financial flexibility
• Repayment customized based on your business's unique needs
• Revolving credit — as principal is repaid, more becomes available for use
• Only pay interest on the funds used
• Funds are easily accessible via transfer by your account officer
• Local decision-making and processing
• Delivering attentive, friendly service through the entire loan process

Business Line of Credit Uses 

Here are some common uses for a Business Line of Credit:

• Inventory Purchase
• Working Capital
• Cash Flow Management
• Equipment Financing
• Expansion and Growth
• Emergency Expenses
• Debt Consolidation
• Supplier Payments
• Research and Development

What Is a Business Line of Credit? 

A business line of credit is a revolving loan that allows your company to borrow funds up to a predetermined limit and repay them as needed. As you repay the borrowed amount, the credit becomes available for use again, giving you ongoing access to capital. 

This flexibility makes it an ideal solution to manage cash flow, handle unexpected expenses, or invest in growth opportunities.

Fidelity Bank Benefits for Your Business Line of Credit 

When you choose Fidelity Bank for your business line of credit, you’re choosing a community bank committed to supporting local businesses. 

Competitive Rates and Local Processing

Our lines of credit come with competitive rates that help you manage costs effectively, whether you need funds for short-term needs or long-term projects. With our local decision-making and processing, you can count on quick approvals and personalized service from start to finish.

Reliable Cash Flow With Anytime Finds and Revolving Credit

Our business lines of credit are designed to be user-friendly and accessible. Funds are available anytime you need them, and you’ll only pay interest on what you use. 

Plus, our account officers are always here to assist you with transfers and other banking needs, ensuring that you have easy access to your funds whenever you need them.

Commercial Line of Credit Benefits and Features 

Our commercial line of credit offers a range of features designed to help your business thrive:

Competitive Rates - Borrowing is affordable for your business with Fidelity Bank's competitive interest rates.

Revolving Credit - As you repay the principal, those funds become available again, giving you ongoing access to capital.

Customized Repayment -We understand that every business is different. That’s why we offer repayment plans tailored to your specific cash flow needs.

Interest on Used Funds -You’ll only pay interest on the portion of the credit line that you use, making this an efficient way to borrow.

Local Processing - All decisions and loan processing are handled locally. This ensures fast turnaround times and personalized service.

Friendly Service - Our dedicated team is here to provide attentive and knowledgeable service, helping you make the most of your business line of credit.

Boost Your Cash Flow: Secure a Business Line of Credit Today! 

At Fidelity Bank, we're more than just a community bank—we're your dedicated business partner. Our experienced team of decision-makers and loan officers is committed to supporting your business and fostering local growth. Let us help you achieve your financial goals with tailored financing solutions.