Easy
Send your friends money right from the Fidelty Bank Mobile App, no matter where they bank1.
Fast
Money gets sent straight from your account to theirs and is available to spend in minutes.1
Safe
All you need is an email address or U.S. mobile number. No account numbers are shared.
Download the Fidelity Bank App:
Enroll today and send money to friends and family:
1
- Log into the Fidelity Bank app.
2
- In the main menu, select "Pay & Transfer" and then select "Send money with Zelle®."
3
- Enroll your email address or U.S. mobile number.
4
- You’re ready to start sending and receiving money with Zelle®. Next time you need to be paid back, ask for Zelle®!
Zelle®Frequently Asked Questions
How do I use Zelle®?
You can send, request, or receive money with Zelle®. To get started, log into Fidelity Bank's mobile app. In the main menu, select "Send money with Zelle®."
To send money using Zelle®, simply select someone from your mobile device’s contacts (or add a trusted recipient’s email address or U.S. mobile number), add the amount you’d like to send and an optional note, review, then hit “Send.” The recipient will receive an email or text message notification via the method they used to enroll with Zelle®. Money is available to your recipient in minutes if they are already enrolled with Zelle®.
To request money using Zelle®, choose “Request,” select the individual from whom you’d like to request money, enter the amount you’d like, include an optional note, review and hit “Request". If the person you are requesting money from is not yet enrolled with Zelle®, you must use their email address to request money. If the person has enrolled their U.S. mobile number, then you can send the request using their mobile number.
To receive money, just share your enrolled email address or U.S. mobile number with a friend and ask them to send you money with Zelle®. If you have already enrolled with Zelle®, you do not need to take any further action. The money will be sent directly into your Fidelity Bank account, typically within minutes.
If someone sent you money with Zelle® and you have not yet enrolled with Zelle®, follow these steps:
- Click on the link provided in the payment notification you received via email or text message.
- Select Fidelity Bank.
- Follow the instructions provided on the page to enroll and receive your payment. Pay attention to the email address or U.S. mobile number where you received the payment notification - you should enroll with Zelle® using that email address or U.S. mobile number to ensure you receive your money.
What if I get an error message when I try to enroll an email address or U.S. mobile number?
Your email address or U.S. mobile number may already be enrolled with Zelle® at another bank or credit union. If you would like to move your email address or U.S. mobile number from the financial institution where you initially enrolled with Zelle®, simply click "Transfer" when prompted during the Zelle® enrollment process and confirm your desired changes.
Once you transfer your email address or U.S. mobile number, it will be connected to your account at the financial institution you selected and you can start sending and receiving money with Zelle® right away.
Is my information secure?
Keeping your money and information safe is a top priority for Fidelity Bank. When you use Zelle® within our mobile app, your information is protected with the same technology we use to keep your Fidelity Bank account safe.
Who can I send money to with Zelle®?
Zelle® is a great way to send money to family, friends, and people you are familiar with such as your personal trainer, babysitter or neighbor1.
Since money is sent directly from your Fidelity Bank account to another person’s bank account within minutes1, Zelle® should only be used to send money to friends, family and others you trust.
If you don’t know the person or aren’t sure you will get what you paid for (for example, items bought from an online bidding or sales site), you should not use Zelle®. These transactions are potentially high risk (just like sending cash to a person you don’t know is high risk).
Neither Fidelity Bank nor Zelle® offers a protection program for any authorized payments made with Zelle® – for example, if you do not receive the item you paid for or the item is not as described or as you expected.
I believe I've been a victim of a scam. Who should I contact?
Please contact our customer support team at 1.800.220.2497. Qualifying imposter scams may be eligible for reimbursement.
How much money can I send and receive with Zelle®?
Sending limits: For your security, we restrict the amount of money you can send to recipients. There are transaction and daily limits. The amounts you can send per transaction and per day will vary based on your usage history, how long as well as how frequently you have used Zelle®.
Receiving limits: We do not limit how much money you can receive with Zelle®. However, the sender may be subject to limits on how much they can send you, based on the policies of their financial institution.
Can I pay a small business with Zelle®?
Some small businesses are able to receive payments with Zelle®. Ask your favorite small business if they accept payments with Zelle®. If they do, you can pay them directly from your Fidelity Bank mobile app using just their email address or U.S. mobile number.
Neither Fidelity Bank nor Zelle® offers a protection program for any authorized payments made with Zelle®, so you should only send money to people (and small businesses) you trust. Also, always ensure you’ve used the correct email address or U.S. mobile number when sending money.
Can I use Zelle®internationally?
In order to use Zelle®, the sender and recipient’s bank or credit union accounts must be based in the U.S.
Can I reverse or cancel a payment?
Zelle® payments cannot be reversed.
You can only cancel a payment if the person you sent money to hasn’t yet enrolled with Zelle®. To check whether the payment is still pending because the recipient hasn’t yet enrolled, you can go to your activity page, choose the payment you want to cancel, and then select “Cancel This Payment.” If you do not see this option available, please contact our customer support team at 800-220-2497 for assistance with canceling the pending payment.
If the person you sent money to has already enrolled with Zelle®, the money is sent directly to their bank account and cannot be canceled. This is why it’s important to only send money to people you trust, and always ensure you’ve used the correct email address or U.S. mobile number when sending money.
If you sent money to the wrong person, please immediately call our customer support team at 800-220-2497 so we can help you.
Are there any fees to send money using Zelle®?
No, Fidelity Bank does not charge any fees to use Zelle®in the Fidelity Bank app.
Your mobile carrier’s messaging and data rates may apply.
What if I want to send money to someone whose bank or credit union doesn’t offer Zelle®?
As of March 31, 2025, all users must be enrolled through one of the more than 2,200 banks and credit unions that offer Zelle® in order to send and receive money. You can find a full list of participating banks and credit unions live with Zelle® at Zellepay.com. If their bank or credit union is not listed, we recommend you use another payment method at this time.
I have scanned a Zelle® QR code, but it isn't working?
The Zelle® QR code feature is currently not available at Fidelity Bank. The ability to use Zelle® QR code will be available soon.
1U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.