Simplified Personal Checking with No Overdraft Fees at Fidelity Bank

Easy, Fee-Free Banking with Digital Convenience from Your Trusted Community Bank

At Fidelity Bank, we believe in making banking simple and stress-free. Our personal checking account is designed for those who want the basics without the extra costs — no minimum balance requirements, no overdraft fees, and easy access to digital banking features. 

Key Features

  • Low Opening Deposit
  • No Minimum Balance Requirements
  • Digital Banking
  • No Overdraft Fee. Period.

Easy Checking Account Details

  • Experience fees-free1 banking with our easiest account designed for secure banking
  • Easily manage your finances, pay bills, deposit checks, and transfer money on the go with the Fidelity Bank Mobile app
  • Sending money is simple and secure with Zelle®
  • No minimum balance requirements
  • No overdraft and NSF fees. Period.
  • Opening deposit of $25
  • A monthly service charge of $10

1fees-free means no NSF and overdraft fees. Check our Fee Schedule for details. The terms of the accounts, including any fees or features, may change.

Current fees and rates are determined at the time of account opening and will be displayed in the Truth in Savings provided.

IMPORTANT INFORMATION: The content of this page is informational only. Accounts are subject to approval. Other miscellaneous fees apply. The terms of the accounts, including any fees or features, may change. See the Account AgreementElectronic Funds Transfer Disclosure and AgreementFunds Availability Policy DisclosureSubstitute Check Policy DisclosureFee Schedule, and Truth in Savings Disclosure for the terms and conditions associated with these products.